Retirement. Expectations. Reality.
Everyone has a picture of what retirement will look like, but few actually know how to obtain it. Our team is ready to bridge your gap between expectations and reality to leave you feeling confident and empowered.
Understand the New Risks that Lie Ahead
As you enter this new phase in your life, you’ll have different concerns than those you faced in your earning years, such as living longer, increasing costs, running out of money, and uncertainty in the financial markets. Properly managing these risks is crucial to your quality of life over the next 20 to 30 years. We can help by clearly explaining each hazard and teaching you how to make decisions on the little areas you can change today to have a big impact tomorrow.
Prioritize Your Needs and Wants
Rising healthcare costs is one of the strongest headwinds impacting your ability to maintain a secure retirement, especially since Medicare only pays about 60% of current retirees’ medical costs (according to the Employee Benefit Research Institute). To plan for all of these ever-changing factors, our team will work closely with you to identify and quantify your needs and wants, determine your sources of income, and piece together a complete picture of how your retirement assets can meet your goals.
Capitalize on Your 401(k) Dollars with In-Depth Investment Reviews
Do you know the ins and outs of your 401(k) investments? For most people, the answer is no. The Pilzner, Marshall & Herbeck team offers custom investment reviews that highlight the strengths and weaknesses of each fund, including past performance, manager experience, category rank, and much more. Then, we will use those results to calculate expected portfolio returns and risk, allowing for us to give suggestions on how those categories can be improved based on your unique goals and risk tolerance. These reports are complimentary to all clients, so why not ask for yours today?
Retirement Planning Resources:
- Fidelity Estate Planner
- Fidelity Guaranteed Income Estimator
- Fidelity Income Strategy Evaluator
- Fidelity IRA Contribution Calculator
- Fidelity Planning & Guidance Calculator
- Fidelity Roth IRA Conversion Questionnaire
- Fidelity Social Security Calculator
- Roth or Traditional IRA Calculator
- Should You Pay Off Debt or Save for Retirement? Video
- The Fidelity Retirement Score